Pasban Remittance Reward Scheme 2026: Complete Details, Eligibility, Prizes, and How to Participate
The Pasban Remittance Rewards Scheme 2026 is an initiative designed to encourage overseas Pakistanis to send money to Pakistan through formal banking channels. Under this scheme, eligible individuals receiving remittances in Pakistan can get a chance to win cash prizes through quarterly lucky draws.
The scheme was introduced under the patronage of the State Bank of Pakistan (SBP), with the Pakistan Banks Association (PBA) and participating financial institutions involved in its implementation.
1. What Is the Pasban Remittance Reward Scheme?
The Pasban Remittance Rewards Scheme aims to promote official remittance channels and encourage overseas Pakistanis to send money to their families through participating banks and eligible digital wallets in Pakistan.
For example, if your family members send money from Saudi Arabia, the United Arab Emirates (UAE), the United Kingdom, the United States, or another eligible country, you may qualify for the lucky draw if you meet the scheme's requirements.
Key Highlights
Total annual prize pool: PKR 16 billion
Prize pool per quarter: PKR 4 billion
Total prizes per quarterly draw: 2,521
First prize: PKR 100 million (10 crore rupees)
Second prize: PKR 25 million (2.5 crore rupees)
Third prize: PKR 10 million (1 crore rupees)
Fourth prize: PKR 1 million (10 lakh rupees)
First announced draw date: January 15, 2027
Registration fee: Free
These figures are based on the scheme's announced details. Check the official website for the latest terms, dates, and results.
2. Complete Prize Distribution
The scheme offers thousands of cash prizes through quarterly lucky draws.
| Prize Category | Prize Per Winner | Number of Winners |
|---|---|---|
| First Prize | PKR 100 million | 1 |
| Second Prize | PKR 25 million | 20 |
| Third Prize | PKR 10 million | 100 |
| Fourth Prize | PKR 1 million | 2,400 |
| Total | PKR 4 billion | 2,521 |
The total prize pool is announced as PKR 4 billion per quarter, amounting to PKR 16 billion annually across four quarterly draws.
Winning is not guaranteed, even if you qualify. Winners are selected through the scheme's draw process.
3. Who Is Eligible for the Pasban Remittance Scheme?
The scheme is intended for individuals receiving eligible home remittances in Pakistan.
The principal eligibility conditions include:
You must receive an eligible international remittance in Pakistan.
The money must be credited to an eligible personal bank account or qualifying digital wallet.
You must receive at least USD 100, or its equivalent, in each of the three months of the relevant quarter.
The transaction must qualify as a home remittance under the scheme's rules.
Your account and transaction records must meet the participating bank's requirements.
Important: Receiving USD 100 only once during a quarter may not satisfy the three-month eligibility requirement. Confirm the precise conditions with your bank.
4. How Many Entries Can You Receive?
Under the announced mechanism, eligible remittance transactions can generate digital entry tokens based on the amount received. The announced example is one entry for each USD 100, or its equivalent, subject to the scheme's rules and the required quarterly eligibility.
| Eligible Remittance Amount | Illustrative Number of Entries |
|---|---|
| USD 100 | 1 |
| USD 200 | 2 |
| USD 300 | 3 |
| USD 500 | 5 |
| USD 1,000 | 10 |
Example
Suppose you receive the following eligible remittances:
October: USD 100
November: USD 200
December: USD 300
If each transaction qualifies and the scheme's entry rules apply as described, you could receive six entries in total.
This is an illustration, not a guarantee of the number of entries credited to an individual account. Your bank's records and the official rules determine the final number.
5. When Is the First Lucky Draw?
The first draw was announced for January 15, 2027.
| Detail | Date |
|---|---|
| First eligibility period | October 1–December 31, 2026 |
| First announced draw date | January 15, 2027 |
| Frequency | Quarterly |
| Annual prize distribution | Four quarterly draws |
Remittances received before the first eligibility period should not automatically be assumed to qualify for the first draw.
Check the official scheme website for any changes to the schedule or eligibility period.
6. Which Countries Are Covered?
The announced regional allocation of prizes is as follows:
| Region | Allocated Share |
|---|---|
| Gulf Cooperation Council (GCC) countries | 50% |
| United Kingdom | 15% |
| Europe | 15% |
| North America | 10% |
| Other countries | 10% |
Saudi Arabia and the UAE are included in the GCC region.
Eligible recipients receiving remittances from these regions may participate, subject to the scheme's account, transaction, and eligibility requirements.
The first prize is announced as available across the eligible regions, while the other prizes are distributed according to the scheme's regional allocation rules.
7. Is Registration Required?
The announced scheme mechanism provides for eligible entries to be generated automatically from qualifying remittance and banking records. Separate registration or ticket purchases are not generally required under this process.
Eligible participants should not need to:
Pay an application fee.
Purchase a lottery ticket.
Pay an agent to register them.
Maintain an additional balance solely to enter the draw.
However, you should confirm that your bank account and remittance transaction qualify. Automatic entry does not mean that every international transfer is eligible.
8. Which Transactions May Not Qualify?
Not every international transfer is necessarily covered by the scheme.
The announced exclusions and conditions include the following:
| Transaction or Account Type | General Eligibility Position |
|---|---|
| Eligible home remittance credited to a participating bank account | May qualify |
| Remittance credited to an eligible wallet | May qualify |
| Cash collected directly over the counter | Excluded under the announced rules |
| Roshan Digital Account (RDA) | Excluded under the announced rules |
| Certain foreign-currency accounts | Check the applicable exclusion rules |
| Company or corporate account | Generally not eligible under the personal-account requirements |
| Transaction that fails the quarterly conditions | Not eligible |
The final decision depends on the official scheme rules and the participating bank's verified transaction records.
9. Which Banks Participate?
The announced participating-bank list includes the following institutions:
Allied Bank
Al Baraka Bank
Askari Bank
Bank Alfalah
Bank AL-Habib
Bank Makramah
Bank of Punjab
BankIslami Pakistan
Citibank N.A.
Dubai Islamic Bank Pakistan
Easypaisa Digital Bank
Faysal Bank
HBL
Habib Metropolitan Bank
JS Bank
Mashreq Bank
MCB Bank
MCB Islamic
Meezan Bank
National Bank of Pakistan (NBP)
Samba Bank
Sindh Bank
Soneri Bank
Standard Chartered Bank
The Bank of Khyber
United Bank Limited (UBL)
This list should be checked against the official scheme website because participating institutions and eligible account types may change.
10. How Are Winners Selected?
The scheme's announced process uses a digital draw system operated through 1LINK.
The general process is:
Eligible remittance transactions are recorded by participating financial institutions.
Digital entry tokens are generated according to the scheme's rules.
A quarterly draw selects the winners.
The participating bank verifies the winner's information.
The winner is contacted through the appropriate official channel.
The prize is paid into the eligible account after the required verification.
According to the announced scheme information, prize payments are scheduled by the 21st of the draw month, subject to completion of the necessary verification.
Applicable withholding tax may be deducted from the prize in accordance with Pakistani law.
11. How Can You Check the Winners List?
To check official announcements, eligibility information, and lucky-draw results, use the scheme's official website.
Official resources:
Pasban Remittance Rewards: https://1link.net.pk/pasbanrewards
State Bank of Pakistan: https://www.sbp.org.pk/
Look for the official winners list or draw announcement when it becomes available. Do not rely solely on forwarded WhatsApp messages, unofficial social media posts, or websites asking for personal banking details.
12. Difference Between Pasban and the Sohni Dharti Remittance Programme
Pasban Remittance Rewards and the Sohni Dharti Remittance Programme are separate initiatives.
| Pasban Remittance Rewards | Sohni Dharti Remittance Programme |
|---|---|
| Offers cash prizes through lucky draws | Uses a points-based rewards system |
| Focuses on eligible remittance recipients | Has operated under a separate remittance-benefit mechanism |
| Entries are generated according to Pasban's rules | Points and benefits follow separate programme rules |
| Has its own eligibility and draw process | Existing points are governed by Sohni Dharti's own rules |
Points from the Sohni Dharti programme should not be assumed to transfer to Pasban. Check each programme's official announcements for the latest rules concerning existing points and redemption.
13. How Can You Avoid Remittance Reward Scams?
Since participation in the announced scheme is free, be cautious if anyone asks you to pay money to receive a prize.
Follow these safety precautions:
Never share your bank PIN, password, or one-time password (OTP).
Do not pay an advance fee to claim a prize.
Avoid clicking suspicious links sent through WhatsApp or SMS.
Verify prize notifications directly with your participating bank.
Never share your account details or identity documents with an unverified person.
Use the official scheme website to confirm announcements and results.
A message claiming that you have won PKR 10 crore does not prove that you are an actual winner.
14. Frequently Asked Questions (FAQs)
Can I qualify if my family sends money from Saudi Arabia?
Yes, potentially. Saudi Arabia is part of the GCC region. You must meet the scheme's remittance, account, and quarterly eligibility conditions.
Is receiving USD 100 once enough?
Not necessarily. The announced eligibility condition requires at least USD 100, or its equivalent, in each of the three months of the relevant quarter.
Is winning PKR 10 crore guaranteed?
No. PKR 100 million is the announced first prize, but eligibility only provides an opportunity to participate in the draw.
Can I enter without registering?
The announced process generates entries automatically from eligible transaction records. You should confirm your eligibility with your bank.
Will tax be deducted from the prize?
Applicable withholding tax may be deducted according to Pakistani law.
Can I use Sohni Dharti points in the Pasban scheme?
No. The two programmes have separate rules, and existing Sohni Dharti points should not be assumed to transfer to Pasban.
How can I confirm that my remittance qualifies?
Contact your participating bank and ask whether your specific account, remittance type, and transaction history meet the Pasban eligibility requirements.
Conclusion
The Pasban Remittance Reward Scheme 2026 offers eligible remittance recipients in Pakistan an opportunity to win cash prizes through quarterly lucky draws. Its announced annual prize pool is PKR 16 billion, with a first prize of PKR 100 million.
The key eligibility requirement is to receive at least USD 100, or its equivalent, in each of the three months of the relevant quarter through qualifying remittance transactions. The announced first draw date is January 15, 2027.
Before relying on any eligibility claim, confirm your account type, transaction records, and the latest rules with your participating bank.
Official website: https://1link.net.pk/pasbanrewards
Disclaimer: This article is for general informational purposes only. Scheme terms, eligibility conditions, participating banks, draw dates, and tax requirements may change. Always verify the latest information through official sources before making financial decisions.
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